MYExpatGO
Panama City residential towers across the bay with a palm-lined promenade

🇵🇦 Moving to Panama?

A complete relocation hub for anyone moving to Panama — whether you are relocating for work, joining family, retiring or moving a household internationally for the first time. Costs, shipping, visas, customs, housing, schools, pets and vehicles in one place.

Panama is served by regular ocean freight through Balboa and Colón, with transit times varying by origin — a US Gulf or East Coast sailing runs about 10–14 days. Its Pensionado programme grants a one-time duty exemption on up to $10,000 of household goods.

Estimate My Moving Cost

Free · No obligation · No account required

Quick facts

Panama at a glance

Indicative planning benchmarks for an international household move — not a quotation.

Typical moving cost

from $3,500

Door-to-door benchmark, 20ft container entry point

Typical transit time

3–4 weeks

Ocean freight 10–14 days to Balboa or Colón

Cost of living

$$

Panama City is the highest-cost hub

Key visa routes

Pensionado (retiree) Visa · Friendly Nations Visa

Qualified Investor Visa · Work Permit Residency

Customs difficulty

Moderate

Autoridad Nacional de Aduanas de Panamá grants relief on Household goods declaration with residency resolution and Pensionado exemption letter, but the paperwork must be complete before arrival.

Major arrival cities

Panama City · Boquete · Coronado

Panama City Tocumen (PTY)

Plan

Why people move to Panama

  • Residence-by-pathway hub for the Americas
  • Dollarised economy
  • Tax neutrality and the most generous retiree programme in the hemisphere
  • Residence routes commonly used by retirees, entrepreneurs, remote professionals

Overview

Moving to Panama

How households actually arrive in Panama: where they move from, how their goods travel, and what customs and tax treatment to expect.

Common origin countries

United States
Canada
Spain
United Kingdom
Germany

Customs treatment depends on your origin as much as on Panama — see the origin selector below.

Typical shipment methods

  • Ocean freight carries the large majority of household shipments to Panama, arriving through Balboa or Colón.
  • Shared-container (LCL / groupage) suits studios and one-bedroom loads; a sole-use 20ft or 40ft container suits full family homes.
  • Air freight is used for a small essentials shipment that arrives ahead of the sea container — typically 100–300 kg.
  • Where the origin shares a land border, cross-border road freight can beat ocean transit on both time and cost.

Typical moving volumes

HouseholdVolumeUsual shipping option
Studio / partial load3–5 CBMLCL groupage or luggage express
1-bedroom apartment8–12 CBMLCL consolidated groupage
2-bedroom home18–22 CBM20ft sole-use container
3-bedroom home28–32 CBM20ft high-cube or 40ft container
4+ bedroom home45–60 CBM40ft high-cube container

Customs considerations

Autoridad Nacional de Aduanas de Panamá grants relief on Household goods declaration with residency resolution and Pensionado exemption letter, but the paperwork must be complete before arrival. Required registration: Pensionado duty-free certificate (up to $10,000).

Customs difficulty: Moderate

VAT & duty considerations

Household goods entering Panama are in principle liable to import duty and 7% import VAT. Household goods exoneration (residency-linked) is the relief that removes that charge for genuine transfers of residence, filed with Autoridad Nacional de Aduanas de Panamá. New purchases, goods owned for less than the qualifying period, alcohol, tobacco and vehicles are assessed separately and are the most common source of unexpected charges.

Moving from your country

Shipments arriving from the United States are treated as a third-country import into Panama. Relief from duty and the 7% import VAT normally depends on Household goods declaration with residency resolution and Pensionado exemption letter filed with Autoridad Nacional de Aduanas de Panamá, evidence that you lived in the United States for the required qualifying period, and an itemised inventory. Documentation issued in the United States (proof of address, visa, ownership records) is what customs will ask for.

Shipping optionTypical volumeIndicative costTransit
Ocean LCL (shared container)Partial household moves and apartment shipmentsUnder 14 CBM$35 – $90 / CBM ($1,500 minimum)3 – 8 weeks
Ocean FCL — 20ft container1–3 bedroom full household moves14 – 33 CBM$2,500 – $13,000 per container3 – 8 weeks (EU) / 6 – 10 weeks (Oceania)
Ocean FCL — 40ft container3–5 bedroom moves plus vehicle transport33 – 67 CBM$4,000 – $19,000 per container3 – 8 weeks (EU) / 6 – 10 weeks (Oceania)
Air freight (expedited)High-value gear and time-critical relocationsAny — charged by weight$2.50 – $8.50 / kg3 – 7 days
Cross-border FTL / LTL (ground)Regional road freight where a land corridor existsFull or partial trailer$1,200 – $5,500 per trailer1 – 5 days
Read the full LCL vs Groupage guide

Price

Cost of relocating to Panama

Households typically budget from $3,500 door-to-door for a container move, with the final figure set by volume, service level and season. Use the estimator for a route-specific range.

Shipment volume

Volume in cubic metres is the single largest driver — decluttering before survey is the cheapest saving available.

Service level

Port-to-port, partial pack and full door-to-door packing differ by thousands on the same load.

Access at both ends

Narrow streets, stairs and permit parking in Panama City can require a shuttle vehicle and extra crew.

Season

May to September sailings and vans book out first and price highest; shoulder months are materially cheaper.

Customs and destination charges

Terminal handling, Autoridad Nacional de Aduanas de Panamá inspection, quarantine and storage are billed to you and are usually excluded from headline freight rates.

Focused pricing for the routes people move most.

We're building detailed benchmarks for the world's most-used relocation corridors, so you get your move size, recommended shipping method and a realistic door-to-door cost before you request quotes. If your route isn't benchmarked yet, we generate a modelled planning estimate from distance, volume and service level.

  • Estimated moving cost range

    A realistic low-to-high bracket for your route

  • Recommended shipping method

    Shared container, full container or air freight

  • Typical transit time

    How long your belongings are likely to travel

About 2 minutes · No account required · No obligation

This is an estimated relocation cost for planning purposes, not a binding quote. Final pricing is confirmed by a vetted international moving partner after a survey.

Plan

Visa & immigration routes to Panama

High-level educational overview of the residence routes most relocating households use. This is not legal or immigration advice.

Pensionado (retiree) Visa
Friendly Nations Visa
Qualified Investor Visa
Work Permit Residency

Most commonly used by: Retirees, Entrepreneurs, Remote professionals.

Educational information, not legal advice. Immigration rules, thresholds and processing times change frequently and depend on your nationality and circumstances. Confirm current requirements with the Panama immigration authority or a qualified adviser before you commit to a moving date.

Execute

Housing and your first weeks in Panama

Most households arriving in Panama book temporary accommodation for four to eight weeks: long leases usually need a local bank account, proof of income and often a registered address, all of which take time to arrange. Serviced apartments bridge the gap between landing and the container clearing customs.

Need somewhere to live while you settle in?

Powered by AltoVita

Find furnished temporary housing through our AltoVita partnership.

MyExpatGo helps connect you with temporary housing options. Availability is subject to AltoVita and provider inventory — MyExpatGo does not guarantee or book accommodation.

Request Temporary Housing
CityProfileCost index
Panama CityHigh-rise living, service elevators and delivery windows$$$
BoqueteMountain retiree community, long inland haul$$
CoronadoBeach community, straightforward access from Balboa$$
Bocas del ToroIsland deliveries requiring barge transfer$$$

Plan

Schools and family life in Panama

Local schools in Panama teach in Spanish. Relocating families typically choose between international schools (IB or a home-country curriculum, fee-paying, waiting lists in the main cities), bilingual schools, and local state schools, which offer the fastest language immersion for younger children.

Working language: Spanish. Apply to schools before you ship — admission dates rarely align with container transit.

Plan

Moving pets to Panama

Panama sits in our moderate-complexity band for pet imports. Lead times are driven by rabies titre testing, microchipping order and any quarantine requirement — start the timeline before you book freight.

Execute

Importing a vehicle into Panama

Pensionado holders may import a vehicle duty-free every two years. Other residents pay import duty plus 7% ITBMS on the assessed value.

Calculate landed vehicle taxes

Execute

Getting around Panama

Driving side

Traffic drives on the right in Panama.

Public transport

Panama City and the other main cities in Panama are generally served by public transport networks, while smaller towns and rural areas are usually easier with a car. Main international gateways: Panama City Tocumen (PTY).

Driving licence

Whether you can drive on your existing licence, for how long, and whether it can be exchanged rather than re-tested depends on the country that issued it and on your residence status in Panama. Check the national licensing authority before your current entitlement runs out.

Execute

Panama customs and transfer of residence

Last reviewed 2 September 2026
  1. 1

    Obtain your residency resolution first

    The exemption attaches to approved residency. Shipping ahead of approval means paying duty and reclaiming later, if at all.

  2. 2

    Value the shipment against the $10,000 cap

    The Pensionado exemption covers a single import up to $10,000. Value above the cap is assessed normally.

  3. 3

    File a Spanish-language inventory

    Aduanas requires an itemised, valued packing list in Spanish, signed by the consignee or the appointed broker.

  4. 4

    Pick your port by final address

    Balboa serves Panama City and the Pacific side; Colón and Manzanillo suit Caribbean and northern deliveries.

Prior foreign residence

Prove continuous residence outside the destination country for at least 12 consecutive months immediately before the move.

Prior ownership and use

Every shipped item must have been owned and personally used for at least 6 consecutive months before departure. Newly purchased goods are valued and taxed normally.

Transfer window and non-disposal

Goods must arrive within 12 months of the formal residency transfer, and cannot be sold, rented, pledged or transferred for 12 months after import.

Documents commonly required

  • Passport, plus your visa or residence permit for Panama
  • Household goods declaration with residency resolution and Pensionado exemption letter — the customs relief application
  • Valued, itemised inventory (packing list) signed by you
  • Bill of lading or air waybill issued by your moving company
  • Proof of your previous address in your origin country (utility bill, lease or tax record)
  • Proof of your new address in Panama
  • Registration reference: Pensionado duty-free certificate (up to $10,000)
Open the destination customs guide

Execute

Your Panama arrival checklist

The first-30-days sequence specific to Panama, in the order most households need it.

  • Complete local registration

    Register your address as required in Panama — Pensionado duty-free certificate (up to $10,000).

  • Confirm customs clearance status

    Your mover or broker lodges the import declaration with Autoridad Nacional de Aduanas de Panamá; keep the cleared declaration.

  • Open a local bank account

    Needed for a long-term lease, utilities and salary payments.

  • Register for healthcare

    Enrol in Panama's health system or activate private cover from day one.

  • Arrange utilities and connectivity

    Electricity, water, internet and a local mobile number for delivery coordination.

  • Sort driving entitlement

    Dollarised economy, tax neutrality and the most generous retiree programme in the hemisphere.

  • Book school places

    International and bilingual schools in the main cities admit on waiting lists.

  • Schedule delivery and unpack

    Confirm access, parking and lift booking before the container is released.

  • Customs step

    Your moving company or licensed broker lodges the import declaration with Autoridad Nacional de Aduanas de Panamá.

  • Customs step

    Ports of entry commonly used: Balboa, Colón, Manzanillo.

Full international moving checklist

Plan

Healthcare in Panama

Panama has both public and private healthcare. International residents commonly rely on private providers or international cover, particularly in the first months, while eligibility for public care is confirmed. Many households keep international or travel medical cover in place for the gap between departure and local enrolment. This is general information, not medical or insurance advice — confirm cover for your own circumstances before you move.

Health & Insurance Before Moving to Panama

Moving to Panama? Before you leave, review how you'll handle healthcare and international coverage in your new country — and make sure you understand what is and isn't covered for your situation. SafetyWing offers two Nomad Insurance options to explore; check current pricing, eligibility and full policy details directly with SafetyWing.

Coverage, eligibility, pricing and exclusions vary. Review the current policy details before purchasing.

Partner recommendation · MYEXPATGO may earn a commission from qualifying purchases.

Compare

Verified moving partners for Panama

Accredited international moving companies in our network with proven capability on this destination. MyExpatGo is an independent platform — we are not a moving company.

Nobel Relocation logo

Nobel Relocation

🇺🇸 Miami Gardens, FL, United States · since 2004

Family-run, FAIM-certified US mover with East Coast hubs in Miami, Atlanta and Maryland.

FIDI FAIM
IAM
BBB A+
Asian Tigers logo

Asian Tigers

🇭🇰 Hong Kong, Hong Kong SAR · since 1968

Asia's leading relocation group with 14 country offices across the region's primary commercial centres.

FIDI FAIM
IAM
ELL Worldwide Movers logo

ELL Worldwide Movers

🇦🇪 Dubai, United Arab Emirates · since 2011

UAE-based international removals specialist serving the GCC and worldwide destinations.

IAM
IMA
Elite Shipping India logo

Elite Shipping India

🇮🇳 Chennai, India · since 2010

India-based global relocation specialist offering fine art and pet relocation services.

IAM
Globe Moving logo

Globe Moving

🇮🇳 Bangalore, India · since 1971

India's longest-established international mover, with a door-to-door network spanning 180+ countries.

FIDI FAIM
IAM
Intermovers logo

Intermovers

🇲🇾 Kuala Lumpur, Malaysia · since 1996

Malaysia corporate-relocation specialist and UniGroup Worldwide UTS partner with a 1,200-office network.

FIDI FAIM
IAM
BAR

Partner availability on any specific corridor is confirmed when you request quotes. How we vet our partners.

Plan

Practical tips for moving to Panama

Small things that make the first months easier — and the ones people most often leave too late.

  • Sort your registration early — Pensionado duty-free certificate (up to $10,000) is what unlocks housing, banking and healthcare admin in Panama.
  • Start customs paperwork before the container sails: Household goods declaration with residency resolution and Pensionado exemption letter is filed with Autoridad Nacional de Aduanas de Panamá, not on arrival.
  • Keep a valued, itemised inventory of everything you ship; it is the document customs works from.
  • Pack an air-freight or luggage set of essentials — your sea shipment will arrive weeks after you do.
  • Plan temporary accommodation for the gap between landing and your goods clearing customs.
  • Working language is Spanish; official paperwork is usually issued in it, so budget time for translation where needed.
  • Open a local bank account as soon as your address is registered — leases, utilities and salary all depend on it.
  • Book removals outside peak season if you can; May to September is the busiest window on most lanes into Panama.

Resources

Moving to Panama: frequently asked questions

How much does it cost to move to Panama?

There is no single country-wide price: the cost depends on where you are moving from, how much you ship, the service level and the season. Households moving a container to Panama typically budget from $3,500 door-to-door as a planning benchmark. Use the MyExpatGo estimator for a route-specific range, or request quotes from vetted movers for a real price.

How long does international shipping to Panama take?

Plan for around 3–4 weeks door-to-door on a typical lane. Ocean freight 10–14 days to Balboa or Colón. Customs clearance, destination handling and delivery access all sit on top of the sailing time, so confirm the schedule with your mover for your specific route.

What can I bring into Panama?

Used household goods and personal effects are the normal shipment. Relief from duty and the 7% import VAT is applied for through Household goods declaration with residency resolution and Pensionado exemption letter with Autoridad Nacional de Aduanas de Panamá, subject to eligibility. New purchases, alcohol, tobacco, vehicles and any restricted items are assessed separately — check the current rules with Autoridad Nacional de Aduanas de Panamá before you pack.

Do I need a visa to move to Panama?

Visa requirements depend on your nationality, purpose of stay and intended length of residence. Routes commonly used by relocating households include Pensionado (retiree) Visa, Friendly Nations Visa, Qualified Investor Visa. Confirm current requirements with the Panama immigration authority or a qualified adviser.

Where do expats usually live in Panama?

Panama City, Boquete, Coronado are the main arrival cities for international households. Most people rent first, often using temporary or serviced accommodation for the first weeks while they view long-term homes and wait for their shipment to clear.

Is healthcare accessible in Panama?

Panama has both public and private healthcare. International residents commonly rely on private providers or international cover, particularly in the first months, while eligibility for public care is confirmed. Many households keep international or travel medical cover in place for the gap between departure and local enrolment. This is general information, not medical or insurance advice — confirm cover for your own circumstances before you move.

How difficult is customs clearance in Panama?

We rate it moderate. Autoridad Nacional de Aduanas de Panamá grants relief on Household goods declaration with residency resolution and Pensionado exemption letter, but the paperwork must be complete before arrival. Complete, accurate paperwork filed before arrival is the single biggest factor in avoiding storage and demurrage charges.

What should I do before moving to Panama?

Confirm your visa or residence route, get a moving cost benchmark, compare quotes from accredited movers, file your customs relief paperwork, arrange temporary accommodation, and plan pets, vehicles and school places well ahead of your shipping date.

My Move Pro · Coming soon

Build your personalized Panama relocation plan

My Move Pro turns this Panama guidance into your own plan: the steps that apply to your household, the documents behind them, when each one is due, and what it is likely to cost.

Ready to plan your move to Panama?

Start with an independent cost benchmark for your route, then compare quotes from vetted movers who work this destination.

Estimate My Moving Cost

Educational information only

This Panama guide is published for general education and planning. It is not legal, tax, immigration or customs advice, and it is not a quotation. Always confirm current requirements with Autoridad Nacional de Aduanas de Panamá, your visa authority or a qualified professional before shipping. Costs and transit times are indicative benchmarks.

Regulatory and customs content last reviewed 2 September 2026.

Keep planning your move

Popular routes to Panama

Related destinations near Latin America